Namibia desert dunes
Saharan rocky landscape
African great lake
Victoria Falls
Live now — free to try, no card required

Does your business keep you awake at night?

Ask Billi 24/7

Is your business running like it could? Don’t know where to start? Billi Talk to Billi first.

💸 Get your customers to pay
📈 Get those sales back up
⚖️ Remain tax compliant
🏡 Grow your business for your kids
Sign in with Google Sign in with Facebook

23,000+ businesses registered interest · Bean Counter basics always free · Top-up packs R50 = 200 messages

Billsource

Act 1 — the hidden cost

Running without advisors costs more than you think

Typical SA SMME leaks —

Cash bleeding
4%
of revenue lost to unseen waste
R 4,800/mo
Stuck in debtors
60%
collection rate — rest waits in their account
R 38,400 overdue
Health score
36
out of 100 — sector peers average 65
Go-Go stage

Six advisors. Different opinions. Your call.

Bean Counter · Brand Guru · Deal Maker · The Rule Book · The Fixer · The IT Guy — no salary, no invoice, no judgement

Act 2 — not just surviving. Thriving.

What Billi’s advisors change — in your language

Your actual data. Six advisors with specific briefs. Working every day so you don’t have to.

Cash runway recovered
40d
positive runway visible and protected
R 3,840 saved/mo
Debtor collection
82%
collected on time — Billi follows up automatically
R 14,080 unlocked
Business health score
68 Adolescence
toward Prime — fundable, inheritable
+R 21.6k potential
Six associates. One conversation.

You don’t need to understand AI. You just need to know if you’re making money or losing it — and what to do about it. Pick a problem. Billi’s got the right advisor for it.

💰
Bean Counter

Is your cash running out? Who owes you money? Are you actually making a profit? Bean Counter tells you straight — and helps you chase debtors too.

Free + all plans
📋
The Rule Book

Am I breaking any rules I don’t know about? POPIA, CIPC, B-BBEE, labour law — The Rule Book keeps you out of trouble. Always says: talk to a professional for the serious stuff.

Professional+
📣
Brand Guru

Nobody knows about you. How do you get more customers? What should you post on social media? Brand Guru helps you get noticed in the SA market without blowing your budget.

Business+
🎯
Deal Maker

How do you close more deals? What do you say when the client says you’re too expensive? Deal Maker helps you write proposals, handle objections and keep clients coming back.

Enterprise
⚙️
The Fixer

Your business feels chaotic — where do you start fixing it? The Fixer helps you sort out your processes, deal with dodgy suppliers, and keep things running when load shedding hits.

Enterprise
💻
The IT Guy

Printer not working? Can’t get into your email? Need to know which laptop to buy? The IT Guy fixes your tech problems and tells you what to buy — without the technical rubbish. Recommends via Martugo.com.

Free + all plans
Every size. Every stage. Every ambition.

From a sole-proprietor caterer in Soweto to a 45-person healthcare group in Pretoria — and every ambition in between.

SMME
N

Nomsa

Caterer · Soweto · Sole proprietor

Quotes on WhatsApp. No cash visibility until the account is empty. Borrowing from family to cover suppliers.

Stop the bleeding. Keep every rand she earns.

Bean CounterBean Counter
SMME
S

Sipho

Electrical contractor · Pretoria · 8 staff

Debtors pay at 75 days. Suppliers demand 30. The gap is compounding silently.

Win government tenders with confidence and a clean book.

The FixerThe FixerBean CounterBean Counter
Medium
T

Thabo

Civil engineering · Joburg · 38 staff

Three debtors = 80% of revenue. One default is existential. No consolidated project cost view.

Build a business his children can inherit. Eligible for infrastructure bonds.

Bean CounterBean CounterThe FixerThe FixerRule BookRule Book
Medium
L

Lerato

Healthcare group · Pretoria · 3 clinics · 45 staff

Medical aids pay at 75 days. Suppliers at 30. No single financial view across 3 entities.

Investor-grade reporting. Franchise the model nationally.

Bean CounterBean CounterBrand GuruBrand GuruRule BookRule Book
Home business
T

Trudie

Photographer · Cape Town · Solo, home-based

Runs shoots on weekends around school drop-offs. Invoicing on her phone between edits. No idea if she’s actually making money once data and petrol are stripped out.

Turn her passion into something that pays school fees — predictably.

Bean CounterBean CounterBrand GuruBrand GuruThe IT GuyThe IT Guy
Student
X

Xavier

Commerce student · Potchefstroom · Side hustle, R0 capital

R180k in student loans. Starts a tutoring side hustle to chip away at them. No clue what to charge, how to register, or whether SARS will come for him one day.

Graduate debt-free. Build something real before the degree is even framed.

Bean CounterBean CounterRule BookRule BookThe IT GuyThe IT Guy
Trusted by businesses on the Billsource platform
WinesRUs
JB Spares
CMart
Freshmedia
Nano Tech
Jill Photo
WinesRUs
JB Spares
CMart
Freshmedia
Nano Tech
Jill Photo
Already a Billsource customer? Your debtors, creditors, and invoice data loads automatically — no upload needed. Access Billi inside your billing dashboard with no separate login.
Simple, transparent plans — one named user
Your accountant charges more per hour than Billi costs per month.
A 30-minute consultation: R750–R1,500  •  Billi Professional: R149/month

Your estimated monthly Billi impact

Based on R120k/mo business —
R 25,152
168x return on Professional (R149/mo)
Starter
R0 /mo
Bean Counter · The IT Guy (1st line) · 10 messages
Bean Counter — cash flow & financial basics
The IT Guy — 1st line IT support + Tech Guide
Top-up: R50 = 200 messages
Student
R39 /mo
Bean Counter · The IT Guy · 100 messages
Requires .ac.za university email
Bean Counter — full cash flow & debt collection
The IT Guy — 1st line + Tech Selection Guide
Business
R299 /mo
4 advisors · 1,000 messages · upload your own financials
Upload any statement → get your Digital Index score
Everything in Professional
Everything in Professional
Brand Guru — marketing, positioning & social strategy
Digital Index (DI) score — your business rated 0–100
Upload XLSX, CSV or PDF — Billi reads your numbers directly
1,000 messages · Top-up R50 = 200 msgs
Billsource auto-sync coming — upload manually in the meantime
Full team
Enterprise
R599 /mo
All 6 advisors · The IT Guy (all 3 lines) · 5,000 messages
Billsource Medium Business Plan (R150/mo value) — SSO
Everything in Business
All 6 advisors — Deal Maker + The Fixer unlocked
Deliverable packs — R19/advisor
Enterprise SSO → billsource.com/business/upgrade
Superintelligence
Cognitive Super Intelligence
R899 /mo
All 6 Billi Agents + Cognitive Architecture
92.7% Conviction
HIGH Confidence • LOW Uncertainty
Everything in Enterprise
Cognitive Architecture with pattern recognition
All 6 agents with lifecycle intelligence
Transparent reasoning — see why
Everything in Enterprise +
Priority support & custom training

All plans billed via Paystack · No setup fees · Cancel anytime · All pricing in ZAR

Deliverable packs — R19 per advisor role. After 3 exchanges on a topic, Billi offers to turn it into a downloadable plan. Personalised to your conversation. Paystack one-time charge.

Billsource Business Associate Intelligence — BAI™

Billi invented the construct. Six named associates. One category. Built on Billsource — the financial ecosystem for South African SMMEs. Your data stays private, never used for AI training. Powered by Claude AI. © 2026 AnyABEX (Pty) Ltd · POPIA compliant

What running without Billi actually costs — and what it gives back

Act 1 — the hidden cost

Running without advisors costs more than you think

Adjust the sliders to your business size. These are real money leaks from SA businesses running without Billi.

Without Billi — the bleeding

I don’t know where my money went

R 4,800

estimated monthly loss — untracked

Overpaying suppliers (no benchmark)R 1,200
Paying twice — no duplicate checkR 900
Late payment penalties on your billsR 600
Buying stock before you needed itR 2,100
14h
lost chasing figures
4.0%
of revenue bleeding
R57.6k
per year unseen

My customers owe me but I can’t chase them all

R 38,400

stuck in overdue invoices right now

Hours/week manually following up6 hrs
Invoices never followed up at all3 invoices
Average days overdue on your book38 days
Overdraft cost bridging the gapR 512
6h/wk
wasted chasing
60%
collection rate
R 512
overdraft/month

Am I growing — or just surviving?

R 8,400

monthly opportunity cost of no strategy

Hours/week on admin instead of growth11 hrs
Revenue below sector peers18% behind
Decisions made on gut, not dataDaily
Cost of one bad supplier decisionR 3,600
11h/wk
wasted on admin
18%
behind sector peers
R100.8k
opp. cost/year

Billi’s six advisors take over here

Bean Counter · Brand Guru · Deal Maker · The Rule Book · The Fixer · The IT Guy — 24/7, no salary

R 25,152
monthly impact for your business

Act 2 — not just surviving. Thriving.

What Billi’s advisors change — in your language

Your actual data. Six advisors with specific briefs. Working every day so you don’t have to.

Bean Counter — CFO
40d positive runway visible

Cash flow — days of runway recovered

Bean Counter watches every rand so you don’t have to

Waste stopped per monthR 3,840
Hours given back per week11 hrs
Early warning before cash runs out14 days
40d
runway visible
R46k
saved/year
24/7
no salary
The Fixer — COO
82% collected on time

Your money — collected, automatically

The Fixer follows up so you focus on the business

Cash unlocked from overdue bookR 14,080
Hours freed from chasing debtors5 hrs/wk
Overdraft cost eliminatedR 512
82%
collection rate
-22d
avg overdue
R169k
unlocked/year
Deal Maker + Rule Book
68 Adolescence → Prime

From surviving to building something that lasts

A score your bank, partners, and family can act on

Admin hours returned to growth9 hrs/wk
Sector gap closed toward peers-12% gap
What this score unlocksFunding access
40→68
growth score
+R21.6k
revenue potential
6
advisors working

Total monthly impact across all three areas

Waste stopped + cash unlocked + opportunity recovered — R120k/month business

R 25,152
168x return on Professional plan (R149/mo)
Ask Billi anything — money, marketing, sales, compliance, IT, operations
Billi
Billi
Online · Billi BAI
Billi
Hi, I’m Billi — your Bean Counter, Brand Guru, Deal Maker, The Rule Book, The Fixer and The IT Guy. Six business advisors in one conversation, built for SA business owners. Ask me about money, marketing, sales, compliance, operations or IT — or upload a statement for your free financial health score.

Demo limited to 3 messages · Sign up free to meet all six advisors · No card required

1
Upload
Drop your statement — PDF, CSV, XLSX or image
2
Billi reads it
12 ratios calculated. Risk score, debtor days, margins
3
You get a plan
Billi’s top action. Sign up for the full report
📄
Drop your income statement or balance sheet here
XLSX & CSV read automatically — figures pre-filled for you
XLSXCSVPDFJPG / PNG
Your Business — Live Analysis
Fill in your numbers to calculate
🏹 WATCH
Risk Score
Gross Margin
Enter your numbers above
Current Ratio
Debtor Days
Net Margin
Debt-to-Equity
Cash Conv. Cycle
Billi’s top recommendation
Fill in your numbers and click calculate to get your personalised insight.

Free snapshot report  ·  Sign up to save, share & get Billi’s full action plan

Free analysis · No account needed to upload · Sign up to save your report

Wear the team that has your back

Limited run. Real quality. Secure Paystack checkout.

LIMITED
Billi hoodie
Billi Hoodie

Premium 320gsm cotton fleece. Billi wink on the chest, “The AI that has your back” on the back. Unisex fit.

S / M / LR549
XL / XXLR599
3XLR649
Billi cap
Billi Cap

Structured 6-panel cap. Billi wink embroidered on front. Adjustable snapback. Black or white.

Black — one sizeR299
White — one sizeR299
BESTSELLER
Billi mug
Billi Mug

Enamel camp mug. Billi winks at you every morning. Dishwasher safe. Your Bean Counter deserves a good coffee.

330ml standardR199
470ml jumboR249
Billi tee
Billi Tee

180gsm cotton. Billi wink centre chest, billsource.ai below. Unisex fit, runs true to size.

S / M / LR299
XL / XXLR349
3XLR379
Billi Hoodie
Secure checkout via Paystack